01
Cash + transfer
Do not mix money in hand with money in the account.
Both are sales, but they are not the same money position. Keep physical cash and bank or wallet transfers distinct.
For market traders
A market day moves fast. Your record should keep up.
Keep sales, cash, transfers, customer credit and recorded market costs distinct while the day is happening instead of rebuilding one uncertain total later.
Naira-first daily records with local-first support for unreliable connectivity.
Market-day stream
Four moments. Four different meanings.
09:14Morning saleCash₦15,000
11:27Wholesale buyerTransfer₦35,000
13:08Regular customerCredit sale₦18,000
16:42Transport + loadingExpense−₦7,500
Closing view
The totals stay separate because they answer different questions.
Sales value
₦68,000
What was sold in the example.
Cash
₦15,000
Physical cash collected.
Transfer
₦35,000
Money received by transfer.
Still owing
₦18,000
Credit sale still outstanding.
What stays clear
The record should move at market speed without losing context
02
Credit sales
Regular buyers should not become memory work.
Attach the customer, original sale, amount paid and remaining balance so later payment can return to the right record.
03
Market costs
Transport, loading and restocking belong in the day too.
Recorded expenses stay separate from sales so the day's activity is not reduced to one misleading sales total.
04
Closing
Review what happened before the market day becomes yesterday.
Compare recorded sales, cash, transfers, expenses and customer balances while the activity is still easy to explain.
Connectivity
Bad internet should not turn a busy day into missing records.
The current app uses a local-first flow for supported authenticated records: changes can be kept on the device, pending sync remains visible and the product can retry when connectivity returns.
Honest limits
Berlvis Books records the money movement of the market day.
- No per-item stock counting. Restocking can be recorded as an expense, not a live inventory level.
- No supplier invoicing or payroll system. Those belong to broader accounting or operations tools.
- Credit records remain useful only when the business records the sale and later payments consistently.
- The current product is Naira-first rather than a configurable multi-currency system.
Questions before you start
Questions market traders ask
Start free
Start with the next market sale.
Record it while the customer, payment method and balance are still clear.
Free to start. No accounting knowledge required.